Dental Insurance
We offer a variety of Dental plans that fit any budget. Choose from traditional PPOs which allow you to visit any dentist and covers preventative, basic and major care or lower cost options with in-network dentists. We offer a variety coverage options up to $10,000 in coverage. See our dental options here.
Final Expense Insurance
Final Expense Insurance (also called burial or funeral insurance) is a small, permanent life insurance policy designed to cover end-of-life costs such as funeral services, burial or cremation, medical bills, or other outstanding expenses. Coverage amounts are typically modest—often between $5,000 and $50,000—and premiums are fixed for life. Learn more about final expense insurance here.
Travel Medical Insurance
Travel Medical Insurance provides short-term health coverage while you are traveling outside your home country. It is designed to protect you from unexpected medical expenses such as hospital stays, emergency room visits, physician services, prescriptions, and emergency medical evacuation.
See our travel medical insurance options here.
Generational Gifting
Generational Gifting with Life Insurance is a strategy that uses life insurance as a tax-efficient vehicle to transfer wealth to children or grandchildren. Instead of gifting cash outright, you gift funds (often within annual gift tax limits) to pay premiums on a life insurance policy—typically owned by an irrevocable trust or by the next generation. Learn more about generational gifting here.
Hospital Indemnity Insurance
Hospital Indemnity Insurance pays a set cash amount if you are admitted to the hospital or require certain inpatient or outpatient services. This money can be used for deductibles, copays, lost income, travel expenses, or everyday bills. Learn more about it here.
Cancer, Heart Attack & Stroke Insurance
Cancer Insurance provides benefits upon a cancer diagnosis and may pay for treatments such as chemotherapy, radiation, immunotherapy, and related expenses. It can also include benefits for screenings and follow-up care.
Heart Attack & Stroke Insurance offers lump-sum or staged payments if you experience a covered cardiovascular event. These funds can help offset medical costs, rehabilitation expenses, or time away from work.
Together, these supplemental plans help protect your savings by filling financial gaps that major medical coverage may leave behind—providing added security during some of life’s most challenging health events. Learn more about CHAS here.
