Medicare and Estate Planning For Dummies

Estate planning isn’t just about who gets what when you’re gone. It’s also about protecting a client’s financial life while they’re still here, especially during the years when healthcare costs can spike and quietly drain an estate. Most people think Medicare is “healthcare coverage in retirement.” It is, but it’s not long-term care coverage, and it’s not designed to protect assets from extended custodial care costs. If you ignore Medicare (and what it doesn’t cover)…
IRMAA, RMDs, and Capital Gains: How One “Big Income Year” Can Raise Medicare Premiums Later

IRMAA, RMDs, and Capital Gains: How One “Big Income Year” Can Raise Medicare Premiums Later

If you’ve ever heard someone say, “My Medicare premium jumped and I don’t know why,”…

Enrolling in a Medicare Savings Program or Medicaid in New York: A Practical Guide (2026)

Enrolling in a Medicare Savings Program or Medicaid in New York: A Practical Guide (2026)

If you live in New York State and your income is limited, you may be…

Medicare Enrollment Help in Flushing Queens, NY

Medicare Enrollment Help in Flushing Queens, NY

Get clear Medicare enrollment help in Flushing Chinatown from bilingual agent Jiawen Shen. Understand Medicare coverage, Medicaid, Medigap, and plan options with culturally informed guidance.

Medigap Rules Are Not the Same Everywhere: Why New York, Connecticut, and Massachusetts Break the Mold in 2026

Medigap Rules Are Not the Same Everywhere: Why New York, Connecticut, and Massachusetts Break the Mold in 2026

Medigap Rules Are Not the Same Everywhere: Why New York, Connecticut, and Massachusetts Break the…

Medicare Savings Programs in New York EPIC & MSP

Medicare Savings Programs in New York EPIC & MSP

Medicare is essential for healthcare coverage, but did you know Medicare Savings Programs (MSPs) can…

Medicare Advantage Plans in New York: Expert Guidance for 2026

Medicare Advantage Plans in New York: Expert Guidance for 2026

With more than 15 years of experience helping New Yorkers navigate Medicare Supplements and Medicare…

Average Cost of Burial Plots in New York

Average Cost of Burial Plots in New York

I have lived in New York my entire life and it’s not getting any less expensive.  Lets talk about burial plots for New Yorkers and what you need to know. 

Medicare Part B Premiums for Higher-Income Individuals: What You Need to Know

Medicare Part B Premiums for Higher-Income Individuals: What You Need to Know

Medicare Part B covers various outpatient medical services, such as doctor visits, preventive care, and…

How to Enroll in Medicare if You Are Turning 65

How to Enroll in Medicare if You Are Turning 65

If you are turning 65 and not receiving Social Security retirement benefits it’s essential to know the different time periods when you can enroll in Medicare Parts A and B.